Buying a house is a major life event for any person and one that they will always look back at fondly. It requires a lot of research and planning as there is a huge amount of money that is being invested at the time of buying a house. Whether you are looking at villa projects in Bangalore Whitefield or a flat in a swanky apartment, both require a lot of planning. 

The entire process can be very nerve-racking as there are a lot of processes and an even larger amount of money involved. It is best to get an expert on board who will suggest the best villas in Bangalore if that is what you are looking for or a modest flat if that suits your requirements more. 

Below mentioned are a few tips that will give you an idea when you are buying a house for the first time and be of immense help during the entire journey. 

• Determine how much you can spend – the first thing to do when thinking of buying a new house is to determine how much you want to spend and more importantly, how much you can afford to spend. Once this has been established then start looking at your options accordingly before proceeding with doing anything else. It is important to keep in mind that you will not fall in love with the first house you see or even the tenth. It is important to not give up hope and keep looking for the one that is the best for you. 
• Start saving early on for a down payment – the amount of down payment to be paid in the first go varies depending on a number of factors, but it is best to start saving for it from early on. You can do things like setting aside the bonus you get from work, all the refunds from tax or other investment plans that can be put in place from before. All of this will ensure that you have something in hand when the time arises. 
• Look around for your mortgage and down payment options – there are multiple mortgage options available in the market and each comes with their own pros and cons. It is best to weigh out each option and pick the one that best suits your needs and situation. 
• Compare different mortgage rates – a rookie mistake that most people make is to get a mortgage rate from only one lender. It is essential that you reach out to at least three lenders and see the different rates that you are getting. Compare the different rates that you get, the terms and conditions of the mortgage and then make an informed decision about this. 
• Choose your agent carefully – your agent can make or break the experience for you. It is important to look for one who will help you get the best deal in the market. 

The above-mentioned tips are not the only ones that you should be knowing, however, they help in laying a foundation. Be mindful of the fact that the tips will vary depending on the kind of house you are buying, the area and city where you are buying it, the size of the house and other factors that play an important role.